Why You Should Use ZipPay When You Shop Online
Since ZipPay came out, a lot of people have been eager to buy things and try out this new and easy way to pay. But first, let's discuss why you should use ZipPay when you shop online for bedroom furniture sets and more. First of all, the Australian payments industry is at a tipping point, and a cashless Australia is emerging on the horizon, powered by these trends. In 2017, it was found that nearly 8% of all spending on online goods was based on these types of credit schemes.
When it comes to shopping, the thrill of the experience rests on the gratification you experience when you get your hands on brand-new living room furniture and other items. However, sky-high price tags can often deter even the most determined buyer - especially in the days of yore when ‘buy now pay later’ wasn’t an option.
What is ZipPay?
ZipPay is a buy now, pay later system that consumers can choose when they check out a product online or in-store. It allows them to pay off the item in fortnightly installments and typically carries no interest for each deposit.
What makes ZipPay great is that it’s all automatic. Once you make an account, the payments are deducted from your credit card or bank account on a nominated day. The service sends you text messages before funds are withdrawn, and, unlike a credit card, you don’t have to worry about making payments - ZipPay does it for you, automatically.
How Does ZipPay Work?
This service is offered as a payment method in the checkout section of many stores. If you are using it for the first time, you’ll be asked to make an account and give phone, bank, and address details. If you already have an account, you’ll just be asked to sign in.
Once you’ve used this service, there’s no going back.
It's easy! Every time you make a purchase of home and garden furniture, for instance, they simply add it to your account. Then at the beginning of the month, ZipPay sends you a summary (called a "statement") of what you spent and what you paid in the month. You can then pay it back in full at the end of the month or pay over time from as little as $40 a month, interest-free.
The Benefits of Using ZipPay
With a wide range of retailers now offering this service and with zero interest involved, ZipPay makes for a pretty enticing payment option. Some of its benefits include no added costs, a simple sign-up process, and more.
No Extra Cost
Repayments for this type of payment have no interest at all. ZipPay doesn't add any interest to the amount you still owe. You won't have to pay the high interest rates and application fees that come with other ways to borrow money. ZipPay is proud that all its customers can use it for free. The only thing you have to pay is the price of the item, such as affordable bedding.
Convenient and Quick Sign-up Process
To sign up for ZipPay, all you have to do is go to their sign-up page and use a real Facebook or PayPal account. After you finish the quick sign-up process and are accepted, you'll be able to use the account right away.
You can choose how to make payments as long as you meet the $40 minimum payment each month. You can pay any amount every week, every two weeks, or every month to pay off the loan. You can also set up a direct debit so that payments are taken out of your bank account or credit card automatically based on the plan you set.
Immediate Use
Customers are able to quickly set up and use their ZipPay account straight away, rather than go through a lengthy application process. This makes it easier to get credit and gives you faster access to it.
The Refund Process Stays the Same
If you’re worried that adding ZipPay to the mix might interfere with your ability to get an easy refund, don’t stress. You can still claim a refund for purchases made with this service, provided that it’s in line with a store’s refund policy.
A Good Alternative to Using a Credit Card
If you usually use a credit card to make purchases you wouldn’t otherwise be able to afford, switching to ZipPay for retail spending may be a good option as this prevents you from spending money you don’t have.
ZipPay is a very convenient way to shop
Who Can Use ZipPay?
Since ZipPay isn’t a loan company or credit union, you don’t need to go through the traditional approval process required for a credit card or personal loan. Instead, ZipPay offers a more accessible and user-friendly approach. To be eligible for a ZipPay account, you simply need to meet a few basic criteria – you must be 18 years or older, and you need a valid credit or debit card that you can link to your account.
This simplified process makes it easy for almost anyone who meets these requirements to set up and use a ZipPay account right away. No credit checks or long forms are needed, which makes it easier to keep track of money and enjoy a smooth shopping experience.
You don't need to be approved in a traditional manner
What Can You Buy Using ZipPay?
Discover the convenience and flexibility of using ZipPay at Simple Deals. With a wide array of products, you'll find everything you need and more:
- Furniture,
- Home essentials,
- Home and garden patio furniture,
- Baby and kids products,
- Outdoor furniture and accessories,
- Pet care products,
- Kitchen appliances,
- Electronics,
- Health and beauty,
- Personal care,
- Humidifiers,
- Salon equipment,
- Tools and auto accessories,
- And more.
Explore Simple Deals today and see how ZipPay can revolutionize your shopping experience in Australia.
Use ZipPay and enjoy shopping with Simple Deals
Use ZipPay When You Shop Online
The possibilities are endless when you use this innovative way to pay. Explore the convenience and flexibility of ZipPay at Simple Deals, where you can find a wide range of products to suit your every need. Enjoy high-quality items and fast shipping, with over 90% of products shipping for free.
